Allow a safe for clerks view for loyalty cards and credit cards.
There are several apps that allow you to input all your loyalty cards and just keep the numbers in the app. I have done this a little bit with splash ID but I hate handing over my phone with ALLLL my passwords unlocked and readable to a clerk at a store, I have only visited once. If Splash had a clerk mode then you could specify which fields were viable in clerk mode and the app would lock itself and need a password to see any other records. The fonts should be large so they are easily readable from a few feet away so i don't have to surrender my phone at all.
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Lisa Landriault commented
I agree any bar-code scan able part of the card should be reproducible too.
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Peter commented
Perhaps you could add a barcode field that could contain an image of the loyalty card barcode, which can be scanned by a store sales clerk?